Working in Tandem with you, your team, and your people to deliver benefits ground in our core values.


Accountability
We take full ownership of every outcome and every decision.

Collaboration
We co-create strategies, we don't sell products.


Transparency
Honest communication with no hidden agendas.

Efficiency with Empathy
Smart solutions with a human focus.


Expertise in Motion
Proactive support that evolves with your needs.

Integrity through Experience
Proven expertise from years in benefits.

Certifications/Licenses
Health; Life
Consultant

Lucinda Brophy

Lucinda Brophy founded Tandem Benefit Partners on the belief that the best benefits strategies are built through collaboration, transparency, and a deep understanding of organizational culture. With over 17 years of experience navigating the complexities of health insurance, Lucinda brings a rare dual perspective to the table, having served on both the agency and employer sides of the industry. This background allows her to look beyond the "placement" of insurance to see the human and financial impact of every decision.

As a seasoned strategist, Lucinda works in tandem with forward-thinking leaders to design high-performing programs that align with their specific goals. She is known for her diligence and her ability to streamline the consultative process, turning a traditionally overwhelming task into a clear, value-driven roadmap. For Lucinda, success isn't just about a cost-effective plan; it’s about building a benefits ecosystem that attracts top talent and fosters long-term organizational health.

Her commitment to partnership extends into the community, where she serves on various boards and volunteers with non-profits dedicated to empowering youth and supporting vulnerable populations. Whether she is advocating for a client or her community, Lucinda is driven by a mission to build stronger, more compassionate foundations for the future.

Read more about my story in our Founder’s Corner blog post.

 

Awards/Accolades
2023 & 2024 Top Women Leaders of Oregon; Women We Admire
2022 Emerging Leader, Leaders Choice: Emerging Leaders

Nonprofit Causes
Board Member: current -ACCESS, Living Opportunities, past- Hearts & Vines

Amber Lyn Ratcliff

Amber brings a unique perspective to Tandem Benefit Partners at the intersection of health, advocacy, and human connection. With a diverse professional background that includes insurance billing, public speaking, and high-impact personal coaching, she has a strong ability to navigate complex systems while keeping the focus on the individual.

Her experience in insurance billing provides a solid understanding of how healthcare systems function, while her work as a certified trauma-informed coach has strengthened her ability to guide people through difficult transitions with clarity and empathy.

Amber is a natural communicator who is passionate about helping employees understand their value and access the resources available to them. She is committed to supporting organizations in building benefits packages that care for the whole person.

Outside of her professional work, Amber is an award-winning singer-songwriter, author, and avid foodie. She is the proud mother of two teenagers and finds inspiration in the outdoors and in the power of music to connect people and tell meaningful stories. 

Certifications/Licenses
Health; Life